Pay Later

Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you may pay a fixed interest rate, which varies based on your credit, and you won’t pay any late fees or sign-up fees.

Yes, you can view your Pay Monthly remaining balance in the PayPal app by clicking Pay Later. There you can make additional payments as desired or pay off the loan in full at any time and you won’t be charged a fee or penalty if you do so.

When applying for PayPal Pay Later, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay in 4 or Pay Monthly.

For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before before you apply for Pay in 4.

Pay Later is currently only available in United States, United Kingdom, France, Germany, Spain and Australia. Currently, this feature is not available for customers from the Republic of Ireland.

At this time, we can only offer this payment option via PayPal and they require a free account for the Pay Later options.

Refunds are still valid for up to 30 days from purchase, which will both refund the current payment and cancel future payments with PayPal. 

Online retreats fall under a different refund category due to the start date of the retreat. If the user purchased the item more than 90 days ago, we may be unable to refund directly via PayPal. We will need to perform a manual refund. The same process should apply to a normal purchase, though if there are any remaining months for the user to pay off these will be cancelled during the refund process. 

We do not offer refunds for retreats after 30 days of the start date of the retreat except in extreme circumstances