- About Installment Plans with PayPal “Pay Later” options
- How to "Pay Later"
- FAQ
- Does Pay in 4 or Pay Monthly charge interest and fees?
- Can I pay off my Pay Monthly loan early?
- Is a credit check required when applying for PayPal Pay Later offers?
- Do I have to pay in USD?
- What countries are eligible for Pay Later options?
- Can I make installment payments without a PayPal account?
- What if I want a refund?
- What about for online retreats?
- More questions about Pay Later?
About Installment Plans with PayPal “Pay Later” options
PayPal “Pay Later” is an agreement between you and PayPal. Gene Keys Ltd. will not be able to change your payment options or agreement. Using this option, you create a payment plan directly with PayPal who then gives Gene Keys Ltd. the full amount. If you have questions about Pay Later options, please see PayPal’s documentation & FAQ.
This allows you to instantly complete your purchase with genekeys.com and access the course materials and pay off the initial deposit by making installment payments directly to PayPal for no extra charge.
Refunds are still valid for up to 30 days from purchase, which will both refund the current payment and cancel future payments with PayPal.
Pay Later does require you to have a free PayPal account. Pay Later is currently only available in the United States, United Kingdom, France, Germany, Spain and Australia. Currently, this feature is not available for customers from the Republic of Ireland.
Pay in 4, over 6 weeks
This first option automatically divides the total purchase amount into 4 interest-free, bi-weekly payments to pay off the total amount in 6 weeks.
Pay monthly
For purchases over $199 you can enjoy the flexibility of 6, 12, or 24-month payment plans with $0 down and no sign-up fees or late fees. Please note, these payments do incur interest.
For full terms & conditions from PayPal please visit their documentation here – https://www.paypal.com/us/digital-wallet/ways-to-pay/buy-now-pay-later
How to “Pay Later”
Below are instructions for how to enable Pay Later for your purchases during checkout on genekeys.com
- Fill out your billing details
- Choose Paypal option
- Click the bottom button “Pay Later”
- This will open a new popup with paypal.com. Login or signup for a free PayPal account
- Choose “Pay in 4” or “Pay Monthly” from the Pay Later options.
- Accept the terms & conditions from PayPal and continue to the final checkout confirmation
- Complete your checkout and enjoy your Gene Keys purchase immediately. PayPal will automatically begin your payment plan per your choices during the checkout process.
FAQ
Does Pay in 4 or Pay Monthly charge interest and fees?
Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you may pay a fixed interest rate, which varies based on your credit, and you won’t pay any late fees or sign-up fees.
Can I pay off my Pay Monthly loan early?
Yes, you can view your Pay Monthly remaining balance in the PayPal app by clicking Pay Later. There you can make additional payments as desired or pay off the loan in full at any time and you won’t be charged a fee or penalty if you do so.
Is a credit check required when applying for PayPal Pay Later offers?
When applying for PayPal Pay Later, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay in 4 or Pay Monthly.
Do I have to pay in USD?
For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before before you apply for Pay in 4.
What countries are eligible for Pay Later options?
Pay Later is currently only available in United States, United Kingdom, France, Germany, Spain and Australia. Currently, this feature is not available for customers from the Republic of Ireland.
Can I make installment payments without a PayPal account?
At this time, we can only offer this payment option via PayPal and they require a free account for the Pay Later options.
What if I want a refund?
Refunds are still valid for up to 30 days from purchase, which will both refund the current payment and cancel future payments with PayPal.
What about for online retreats?
Online retreats fall under a different refund category due to the start date of the retreat. If the user purchased the item more than 90 days ago, we may be unable to refund directly via PayPal. We will need to perform a manual refund. The same process should apply to a normal purchase, though if there are any remaining months for the user to pay off these will be cancelled during the refund process.
We do not offer refunds for retreats after 30 days of the start date of the retreat except in extreme circumstances.
More questions about Pay Later?
For full terms & conditions from PayPal please visit their documentation here – https://www.paypal.com/us/digital-wallet/ways-to-pay/buy-now-pay-later
